How can I transfer more than 25k from my Paytm wallet?

How can I transfer more than 25k from my Paytm wallet?

You cannot transfer more than 25k directly as it’s the maximum limit.

Few ways I can suggest would be, either transferring the amount to an another wallet and linking that wallet to some other bank account of yours.

Or this method which I think works:

In this

1. Suppose you add any amount through the card linked to that bank account in which you want the final amount to be transferred.
2. Now you have that balance in your account and using ‘send money to bank’ transfer that amount to your account and maybe cross the limit.
3. Now after this, if you want to transfer more, remember the amount you’d added in first point, now if you check in your paytm passbook, this particular amount you’ve added will have an option below it stating “Return to Bank”.
4. Select that option, and now the extra amount loaded in your wallet will be transferred again to your bank account, but as a refund.

Now in this method you can transfer more, but this amount is sent back to bank as a “refund”, hence this amount will take more time to credit in your bank a/c (time depends on your particular bank). In my case, I’ve a HDFC bank a/c, the refund was acknowledged immediately by sms, but it took around 4 days to credit finally in my account. Also you can transfer only that same fixed amount you’d added, like suppose you’d added 1k in a transaction, then using this, you can transfer only 1k at that time, nothing smaller or larger than that amount will be accepted or transferred respectively.

Also you can use this as you like, suppose you’ve finished your limit, then you receive a larger amount from a friend, use this “return to bank” option and now transfer that amount too.

I’ve tried this method and I’ve found that it works, I’ve tried it for a small amount and didn’t add too much above the 25k limit as to avoid losing the money or having to keep that amount for another month if the amount is too much more(because if it doesn’t work for some reason, you can’t ask paytm to send that now, they might reject it saying limit crossed, hence you’re having more amount in your wallet and can’t transfer that month), but you can try this with small amount initially and once you find it to your satisfaction, start transferring more. Do update here if someone finds this working for larger amounts or it doesn’t work, I didn’t have the need for transferring more and hence didn’t try. I’ll too give an update if I transfer more amount like this and find it to be working perfectly.